Keep 100% of every tab with 0% processing, and fill your seats with built-in loyalty and automated marketing that brings regulars back. Ask us about getting a free kiosk too.

Most Point of Sale providers charge 2.6% or more on every tab — thousands lost every year in a business where margins are already razor-thin
You're paying extra every month for loyalty and marketing tools that should be built in
First-time guests walk out the door and never come back — no automated way to get them back through the door
For a bar or restaurant doing $30,000/month in card sales, that's over $9,000 a year lost to processing fees alone.
Our SumUp dual-screen Point of Sale comes with our 0% processing program built in. Pass the small card fee to customers (they're used to it everywhere now), and you keep 100% of every transaction.
Keep 100% of every card sale — no more 2.6% bite
Own your hardware — no rental fees, no hidden costs
Built-in loyalty and automated marketing that drives up to 30% more repeat customers

SumUp Point of Sale is a full business platform, not just a card reader
Pass the fee to customers through our compliant surcharge program and keep 100% of every sale.
SumUp Connect turns one-time guests into regulars with automated points, rewards, and a customer-facing display.
Automated SMS and email campaigns fill slow nights and bring lapsed guests back — no marketing team needed.
See sales, top-selling items, server performance, and inventory from your phone — anywhere, any time.
A 13.3" staff screen and 8" guest display — order confirmation, loyalty signup, and branding all at checkout.
Get your money in your account the next business day — 7 days a week with SumUp's free business account.
Clover looks good on the surface — until you see the app fees stack up for loyalty, marketing, and every add-on feature. SumUp includes what matters most for growth, right out of the box.
Revenue-back guarantee — if SumUp doesn't bring in enough to cover your subscription, they pay the difference
Loyalty and marketing included — not sold separately as apps
US-based human support, not endless phone trees
| Feature | SumUp | Clover |
|---|---|---|
| Built-in Loyalty Program | ✓ Included | Extra monthly app fees |
| Automated SMS/Email Marketing | ✓ Included | Extra monthly app fees |
| Revenue-Back Guarantee | ✓ Included | ✗ |
| Hardware Lock-In | Own your hardware | Proprietary only |
| Monthly Software Fee | Free plan available | $16 – $245+/mo |
| Next-Day Payouts (7 days/week) | ✓ | ✗ |
If you run a bar or restaurant and you're tired of losing money to processing fees, you may qualify for our 0% program with a free SumUp Point of Sale.
SumUp isn't just about saving on fees — it's about filling your seats. The built-in loyalty program and automated marketing turn one-time guests into regulars, and regulars into advocates who bring their friends.
Processing fees
More repeat guests
Typical annual savings
We're so confident the SumUp loyalty program and automated marketing will grow your bar or restaurant that we back it with our Revenue-Back Guarantee.
If the revenue SumUp brings in through its AutoPilot and promotional campaigns doesn't cover your first year's subscription, SumUp pays you the difference. You literally cannot lose.
Getting set up is simple and fast
Tell us a little about your bar or restaurant, volume, and current processor.
We check whether your business qualifies for the 0% SumUp program and show you exactly how much you'd save.
If approved, we ship your SumUp Point of Sale, help you set up loyalty and marketing, and get you processing at 0%.
Stop handing thousands of dollars a year to your processor. If you run a bar or restaurant and want to keep 100% of what you earn — backed by our Revenue-Back Guarantee — you may qualify for a free SumUp Point of Sale.
No commitment required • See if you qualify in under 2 minutes